Current applicable legislation insists that I inform you of certain matters as follows;

I am responsible for the quality and applicability of any advice offered by The Financial Management Corporation (Amicus Business Services cc 1991/27378/23). We are authorized Financial Service Providers and our licence number is 9342. A copy of the license that indicates the financial services we are authorized to provide, as well as any exemptions, is available for inspection upon request.

I am also compelled to inform you of my experience and qualifications and have included a short curriculum vitae for your information.

I must also inform you that we have personal indemnity insurance but are not required to have guarantees nor fidelity insurance.

Compliance with the FAIS Act is monitored by Masthead Financial Advisors Association, through Celestis Broker Services (Pty) Ltd, a compliance practice approved by the Financial Services Board. Their contact telephone number is 086 103 807 and their postal address is PO Box 856, Howard Place, 7450. By virtue of my membership I have access to Masthead services such as compliance, practice management and technology support. As we are not required to remunerate Masthead for this service their service is regarded as an indirect consideration to us in terms of prevailing regulations. 

In the event that you are dissatisfied with any aspect of my service, please address your complaint to me in writing at the above address. A copy of our Complaints Policy is available on request. A copy of the Long-term Insurance statutory notice will be furnished as required by legislation.

Our business is not connected to any institution and does not hold any shares in any company and has not placed 30% of it's business with any one financial institution thereby confirming it's independence. Shares of more than 10% are not held with any Insurer nor is our business an associated company of any particular Insurer. From time to time we are offered, and occasionally accept, non-cash incentives, gifts or other indirect consideration from various persons, including clients, product suppliers and other associates. Should you require specific information in this regard I will be more than happy to provide the same at your request.

We are accredited to market the financial solutions of various companies including;

ABSA INVESTMENT MANAGEMENT SERVICES             
ASHBURTON                                                                     
STANLIB                                                                           
SANLAM                                                                           
DISCOVERY HEALTH & LIFE                                           
MARRIOT THE INCOME SPECIALISTS
LIBERTY LIFE
MOMENTUM LIFE & WEALTH
RAND MERCHANT BANK
OLD MUTUAL                                                                   
XCHANGE SOLUTIONS   
ALLAN GRAY
INVESTEC

We are able, therefore, to utilize all or some of the product offerings of these financial institutions in our mandate to meet the financial needs and requirements of our clients requiring attention in the areas of ;

· Pension and provident funds
· Risk planning (i.e. death, disability and trauma cover)
· Healthcare
· Retirement planning
· Investment planning
· Estate planning
· Business Assurance

In addition to the above we offer a business planning, tax and employment law services to our client base which is situated throughout South Africa, mostly in the areas of Johannesburg, Pretoria, Port Elizabeth, Durban, East London, Cape Town, George as well as England, Australia, New Zealand and the United States of America.