How will you benefit from using our services?

We are able to;

1. offer you an advisory and consultation service whereby our opinion and recommendation is offered to you and  you have the freedom to implement any advice and recommendations utilizing the services of any other intermediary or financial institution

and/or

2. provide you with our opinion and the facility to implement any of our recommendations using the investments and risk solutions of the following suppliers by whom we are accredited to market and utilize their financial products;

A very important aspect of our ongoing business relationship is to position and agree on the fees payable for the services (both initial and ongoing) that we provide.

We offer a comprehensive service encompassing the following:

1. A comprehensive needs analysis.

2. The development of a comprehensive financial plan, including advice on an investment strategy, succession planning and risk management.

3. The development of a personalised investment strategy which defines the rate of return you require from your investable assets to meet your long-term financial objectives.

4. A review of your tax status and the development of a tax efficient implementation solution to house your investment strategy.

5. Sophisticated research to determine an asset allocation, which ensures that your investments are diversified optimally between the different asset classes to ensure the achievement of your investment objectives while assuming the lowest possible investment risk.

6. In-depth and sophisticated asset manager research to determine the most appropriate and most cost effective investment specialists to manage your investment.

7. Investment solution construction which ensures that your investment is optimally diversified between asset classes, asset managers and geographic regions.

8. Efficient and accurate implementation and administration of your investment, which ensures that your investment is secure and protected.

9. Ongoing monitoring of your investment solution to ensure that it remains aligned with the achievement of your objectives in a cost effective manner.

10. Annual review of your personal circumstances to ensure that you are on track to meet your long-term financial objectives and to provide advice on any financial decisions that need to be made.

11. Ongoing advice and guidance should your personal circumstances change at any time and an ad hoc review of your investment strategy is necessary to ensure that any revisions are made should they become necessary.

12. Access to a financial coach to ensure that you remain focused and on track to achieve your financial goals and to ensure that you do not allow emotions to corrode your plans.

13. Where necessary we will ensure that you are kept up to date on any industry and market developments that may affect your financial plan.

Regular communication to keep you up to date on the status of your financial plan and investment solution.